Health Insurance

Selecting the right insurance plan can be a challenge. Let us help you survey the choices and 
choose a plan with confidence. And remember, we're here after the sale too, serving you and your plan for years to come.

For our commercial cusormers, whether you have two employees or 2000, we are the agency for you. We will help you design and implement a comprehensive employee benefit program. With outstanding service to both HR directors and employees, you'll love the West Michigan's Wilk and Son Insurenace difference.

Seniors, the Medicare marketplace has grown increasingly complicated. Say goodbye to confusion, and hello to friendly staff, clear answers, and products you can trust. To make it even better, we won't disappear after the sale. We're here for you, for your questions, for the future.

Wilk and Son Life Insurance Policies

There are various types of life insurance but they all have some common attributes. You pay an insurance company what are called premiums. At your death, the life insurance company pays an amount to the people you named in your policy, called beneficiaries. Also it's interesting that if you named a beneficiary(ies) they'd receive the insurance amount free of income tax.

Some types of life insurance have cash benefits available while you're living. In these types, a portion of your premium goes into a cash reserve and builds on a tax deferred basis. You can access this money, called cash value. Some people use it to help education costs, enhance retirement cash flow or for any reason. Two of the most common types of permanent life insurance are called whole life insurance and universal life insurance.

By looking into this area, you are making an intelligent and caring financial decision for your family. It is important that you have life insurance and have enough to protect those you care about. Get the insurance you should have.

If you would like to speak with one of our representatives, call one of our local offices.